3 weeks ago I paid off my THIRD credit card since 2020 began, only two big guys left! So far I've eliminated PayPal, Amazon and Nordstrom. Only American Express and Chase left to go. This is a huge accomplishment for me, not even 3 months ago I was feeling completely helpless and crushed by my …
Continue reading Third credit card paid off, time to celebrate
Appears I may have spoken too soon! Even though I made great strides towards paying off $1,345 in debt the first month of 2020 - I definitely loosened the reigns the past week. Between adopting plant babies with our plant friends, happy hours with old co-workers, late night Dicks after a club event (free entry!) …
I'll admit, the past week I've been feeling a lil' lax with my overall spending. I had a couple big expenses come up that weren't necessarily 'needs' but very strong wants. Anyone can turn on their inner sales person and convince themselves that a WANT is a NEED, but we all know how that goes. …
I called this a small victory on my social media last week - and a dear friend corrected me saying this was a BIG victory. Last Friday I paid off the remainder of my PayPal Credit account! Sent $589 to the creditors and said good riddance to PayPal Credit forever. In addition I was able …
One of the most difficult parts of setting boundaries for yourself during a spending fast is deciding what your wants vs. needs are. Some people will say, "Well that's so obvious, your needs are what you absolutely need to get by: rent, utilities, necessary bills and groceries." But some gray areas people have questioned are, …
The first step was acknowledging that I had a problem and desperately wanted to change my habits. The second step is creating a plan and taking action. I've almost finished 'Debt Free Living' by Anna Newell, you'll see me refer to her as 'Anna' throughout my post. She breaks everything down step by step, literally …
I'm not even sure where to start. The past month been a whirlwind of emotion. First there was the severe anxiety, inability to sleep, and the constant rumination over my accumulating debt. For so long I was ignoring the problem - refusing to address my spending habits even though I knew they were bad. I …
